Mr. Michael Canares, managing consultant of Step Up Consulting Services was invited as resource person by the Peace and Equity Foundation on its two-day phase down planning for provincial access centers last 5-6 August at Maxwell Hotel, Cebu City.  Present in the planning were three PAC respresentatives in the Visayas, namely, the Bol-anon United Sectors Working for the Advancement of Community Concerns, the Nortehanon Access Center of Samar, and All R Up of Cebu.  Mr. Canares talked about financial health, portfolio management, cash flow budgeting and business planning.